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Credit Cards

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MasterCard® Credit Cards

Credit cards serve a variety of purposes in your finances. They allow you to make simple purchases in person and online with retailers around the world. But they also give you the ability to earn points and rewards and build credit that can serve you well throughout your financial life. Mid America Bank offers two MasterCard® credit cards to choose from, each with its own assortment of benefits. Please visit your local branch to speak with one of our Mid America Bank associates about which card is the right choice for you.

Contact Us Credit Card Application

Our Credit Card Offerings

Credit Card

Features & Benefits

Low Rate Card

No annual fees

25-day interest-free grace period on all purchases (No grace period on cash advances)

APR for cash advancements and purchases are same rate

24-hour toll-free live customer assistance available at (800) 367-7576

Online account information available 24/7 at www.cardaccount.net

Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits

Preferred Points Card

No annual fee

Earn one point for each dollar spent, up to 10,000 points per month

Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise

View or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191

25-day interest-free grace period on all purchases (No grace period on cash advances)

24-hour toll-free live customer assistance available at (800) 367-7576

Online account information available 24/7 at www.cardaccount.net

Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits

Lost or Stolen Credit Card

If you have already applied for and received this credit card and it has been lost or stolen, please call (800) 367-7576.