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Certificates of Deposit

money growing

Earn More On Your Balances

If you’re searching for a way to earn more and focus your savings strategy, a certificate of deposit (CD) is a great option. With a CD, you’re able to earn a higher interest rate on your balance than what is found in most traditional savings accounts. Here’s what you need to know about our CDs:

  • $1,000 minimum opening deposit
  • Terms range from 3 months to 48 months
  • Rate is determined by term
  • Funds are FDIC-insured
  • Early withdrawals are subject to penalty

If you are interested in opening a CD account, contact a Mid America Bank associate today.

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Current CD Specials

TermAnnual Percentage Yield (APY)Opening Deposit
7 Months4.50%$10,000
9 Months4.30% $10,000
15 Months4.00%$10,000
25 Months3.30%$10,000
34 Months3.50%$10,000
Annual percentage yield (APY) is accurate as of today’s date. Early withdrawals will be subject to penalties which could reduce earnings on these accounts. The APY and interest rate are fixed for the term of the Certificate of Deposit.