Finance the Purchase of Your Dream Home
It doesn’t matter if you’re looking to purchase your first home, or you’ve been through the home buying process before – it’s important to work with a lender you can trust. The mortgage lending associates at our branches can answer any questions you have about the home lending process and which loan may be the right choice for you.To speak with our lending team about a Home Loan, give us a call at 573-606-6359 or visit one of our branches. If you want to start your online mortgage application, please click the button below.
Home and Mortgage Loan Offerings
Loan Type | Loan Details |
|---|---|
Conventional Fixed-Rate Mortgage | For borrowers looking to stay in their home long term. Your interest rate stays the same throughout the term of the loan to allow you to plan a consistent payment each month. |
Adjustable-Rate Mortgage | Ideal for borrowers looking to live in their homes or payoff their mortgage quicker than a conventional term. Rate is fixed for an initial period and then can change throughout the remainder of the loan’s term. |
Mortgage Loan Refinance | Take advantage of paying less interest than your original mortgage loan, reduce your monthly payment, pay off your loan faster, or cash out for that next project. |
| Home Equity Loan | A lump sum loan that allows you to use your home’s equity to pay for home improvement projects, consolidate debt or gain financial flexibility. |
Construction Loan | Use a construction loan to cover the construction costs associated with building your dream home from the ground up. When your project is complete your loan can be converted into a traditional mortgage loan. |
| FHA Loan | Ideal for borrowers who need a lower down payment and additional help in qualifying for a home loan. FHA loans oftentimes also offer a lower interest rate than conventional loans. |
VA Loan | Mortgage loans for veterans that offer several benefits, including, in most cases, no down payment requirement and no monthly private mortgage insurance (PMI). |
USDA Loan | Offered through the U.S. Department of Agriculture, these loans offer several benefits including no down payment requirements for rural properties. |
Bridge Loan | A short-term loan to “Bridge” the gap between purchasing a new home and selling your current home. |
Jumbo Loan | For borrowers requiring a loan amount greater than the traditional loan limits. |
Meet Our Home Lending Team
Mark Adrian
VP, Loan Officer
NMLS: 463302
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Locations: Marys Home, Osage Beach
Mark Adrian
Mark is ready to walk you through the lending process with honesty and integrity. A central Missouri native with over 20 years of banking experience, he will help you find financing that’s right for you!
Mark Baker
Loan Officer
NMLS: 1696230
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Linn
Mark Baker
Mark knows that buying your first car, finding your forever home or starting your business is an important and exciting time. He is ready to use his lending expertise to help you fulfill your financial goals.
Ben Holterman
AVP, Loan Officer
NMLS: 1701253
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Freeburg
Ben Holterman
Ben knows that buying a home or starting a business is an important and exciting time. He is ready to invest in you to help achieve your financial goals. Reach out to Ben today!
Michael Boyce, Jr.
AVP, Loan Officer
NMLS: 1014246
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Holts Summit
Michael Boyce, Jr.
Michael knows that you might have questions along the financing process and he’s ready to be there to answer them. With over 15 years of banking experience, Michael is ready to provide quality service and help you finance your dreams.
Scott Juergensmeyer
VP, Investment Officer
NMLS: 628314
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Meta
Scott Juergensmeyer
Scott is no stranger to the many changes that have surfaced in the banking industry. Scott has worked at Mid America Bank for over 12 years at our Meta location as a loan officer, IRA director and BSA officer. As a seasoned loan officer, he can quickly analyze and recommend the proper loan program to meet your goals and objectives.
Steve Massman
VP, Residential Team Lead
NMLS: 463303
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Locations: Meta, Osage Beach, St. Elizabeth
Steve Massman
When you sit down with Steve, you’re sitting down with a lender that knows the area and is ready to help you settle into the home of your dreams. Whether its your first home or your forever home, let Steve walk with your through the process!
Seth Perkins
Loan Officer
NMLS: 2088787
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Belle
Seth Perkins
Seth enjoys being able to help his neighbors and local businesses prosper within the community. Whether you're looking for your dream home, starting a local business or buying farm land, Seth is ready to help!
Matt Robertson
VP, Loan Officer
NMLS: 463301
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Location: Linn
Matt Robertson
Matt welcomes the opportunity to educate clients on the lending process and help them reach their financial goals. A central Missouri native, he knows the importance of working with someone local to the area that you know and trust.
Jon Robertson
Market President - St. Elizabeth
NMLS: 463300
Divisions: Ag Loans, Commercial Loans, Consumer Loans, Home Loans
Locations: Marys Home, Osage Beach, St. Elizabeth
Jon Robertson
When you work with Jon, you’re working with a seasoned lender who knows the industry and is ready to help you achieve your goals! Talk with Jon today about your lending needs.
Shelly Schwartz
VP, Residential Loan Officer
NMLS: 628318
Divisions: Consumer Loans, Home Loans
Locations: Belle, Columbia Loan Production Office, Jefferson City
Shelly Schwartz
Shelly is ready to help you achieve your goals by providing lending options to buy, build or refinance the home of your dreams. A native of the area with over 30 years of banking experience, you can count on Shelly to make your dreams a reality.
Kelly VanLoo
VP, Residential Loan Officer
NMLS: 628321
Division: Home Loans
Locations: Columbia Loan Production Office, Wardsville
Kelly VanLoo
Kelly loves getting to know her clients and helping them find lending solutions that meet their homeownership dreams. Whether you’re ready to settle into your first home or your forever home, Kelly is ready to help.