Automated Services

ATM/DEBIT CARD

Mid America Bank offers an ATM/Debit Card that you can use wherever MasterCard is accepted.

Most checkbooks can only do one thing–checking. Our Debit Card does this and much more. Our Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write out a check. You can purchase groceries, gas, or anything else. Plus, our Debit Card performs all the functions of an ATM card. It’s the checking-withdrawing-and-transferring-funds card all in one.

Our Debit Card is fast and easy and every purchase is as simple as using a credit card. No need to worry about getting your checks cashed out of town.

When you receive your Debit Card, you’ll also be assigned a personal identification number (PIN). It’s added security against someone making ATM transactions without your consent.

All transactions will post to your checking account and will be sent to you in your monthly statement.


SAFETY TIPS TO GUARD YOUR ATM/DEBIT CARD

• Never insert your card or enter your PIN in any terminal that does not look genuine
• At a drive-up facility, keep your doors locked and all passenger windows closed
• Remove your cash, receipt and card after every transaction.
• Have your card ready when you approach an ATM
• Block others’ view. Always stand between the terminal and any person who is waiting.
• Memorize your PIN
• Report lost or stolen cards immediately
• Never give your PIN over the phone
• Never give unsolicited callers personal information and account numbers over the phone
• Never respond to an e-mail requesting you to provide card, PIN, or personal information via the internet.
• Protect your card by not exposing the magnetic stripe to other magnetic objects, which can deactivate your card.
• Record and file the name of your card’s issuer and the necessary phone numbers for reporting its loss or theft. File the information safely.

REPORT A LOST OR STOLEN ATM/DEBIT CARD

To report a missing, lost or stolen ATM/Debit Card, please contact us immediately. If you need to report a missing, lost or stolen ATM/Debit Card during non-business hours, please contact Shazam directly at 1-800-383-8000.

ATM OPERATOR/NETWORK FEES

When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used.

TELEPHONE BANKING – VOICELINK

Mid America Bank offers, VoiceLink a free telephone banking service, that you can access 24 hours a day, 7 days a week by touch-tone or by the sound of your voice.

VoiceLink is unique among bank information systems by offering a superior customer experience with the help of speech recognition. Now, with simple spoken commands, you can handle all your essential banking needs from any phone, anywhere, at anytime. Of course, you can still use the touch-tones on your telephone keypad if you wish.

You can:

• Check account balances
  • Checking Accounts
  • Savings Accounts
  • Certificates of Deposits
  • Loans
• Check account history
• Transfer funds from one account to another account within Mid America Bank

VoiceLink Phone Numbers:

 

Wardsville Meta Linn

573-635-7739 573-229-8882 573-897-1022

DIRECT DEPOSIT

Upon your written authorization you can have your paycheck deposited directly into your checking or savings account to have immediate access to your money. Plus, have the comfort of knowing that your check is safe in your account and not lost in the mail. You can go about your day-to-day business without having to make a special stop at your bank.